Just so you know, teammates can combine their credits for cof/bhp buys. For example (taking your current values), Adam buys 25 quali skill for himself, and the two of you use his remaining 400$ plus your 50$ for 3 RBHP (=450$)Please donate my 50 credits to my teammate so he can do something bigger to the car. SMH.
[...] however the two of you are allowed to combine your money for BHP and cof buys.